Guardian Text Alert
First National Bank of Clarksdale/Bank of Oxford is proud to offer a mobile fraud alert texting services known as the SMS Guardian. This service is available FREE of charge to all customers with debit cards of FNB or Bank of Oxford.
Our bank has decided that if any of the following "incidents" occur on an FNB/Bank of Oxford debit card, SMS Guardian will generate text messages to our customer's cell phone to alert them of these activities. If a test is received, please follow the instructions on that text to verify whether or not fraud may have taken place. Do NOT reply to the text if the transaction showing is one made by you, the customer.
International Transactions (all countries outside of the US are blocked)
Authorizations Greater than $300.00
8 or More Transactions in a 24 Hour Period
Card Not Present (this would be any over the phone or online purchases)
To sign up for this service, please click the following link, or the ad on our homepage. PLEASE PUT THE NUMBER 27576 IN YOUR CONTACTS AS GUARDIAN TEXT ALERTS. That way, when/if you receive a text alert from the Guardian, READ IT IMMEDIATELY, and reply ONLY if you are NOT familiar with the charge showing in the text.