TRUTH-IN-SAVINGS DISCLOSUREFIRST VALUE CHECKING ACCOUNT
Minimum balance to open the account - You must deposit $100.00 to open this account.
Fees: A per item charge of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account).
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.